Now there are many different microfinance organizations. But not all of them are honest structures. How to recognize a wolf in sheep's clothing? This helps the state register of microfinance organizations.
general information
Numerous cybercriminals often like to disguise themselves as microfinance organizations, collecting personal data of people in order to use them for their own purposes. And we need a mechanism that will let you know if the organization is worth trusting. This is the register of microfinance organizations. You need to see if this company is there. Although theoretically it could be such that scammers went into the register of microfinance organizations, spied on the name of an existing enterprise and disguised themselves as it. Therefore, you should familiarize yourself with their information, which is available publicly. And when you read the documents, they should be studied very carefully and focus on all at least a few suspicious points.
What is a register of microfinance organizations?
It is a special document. It contains all the MFIs that have passed official registration in the Russian Federation and in the territory of the state have the right to act. Inclusion in the register is a prerequisite for them to be able to carry out lending activities. They can issue loans in the amount of up to a million rubles. But still, in most cases, they amount to several thousand rubles and quite rarely represent even five-digit amounts. For new people, they do not exceed the values of 2000 or 3000. What do you need to know about the registry? It does not make individual entrepreneurs and individuals. A company that wants to engage in this type of activity may be represented as LLC, ANO and in other similar forms. That is, only a legal entity has the right to credit. Information about organizations is on a special site, and everyone who has access to the global network can familiarize themselves with it.
