Robert Kiyosaki is a well-known American businessman, author of books and motivational speaker. His most famous work, “Rich Dad, Poor Dad, ” is still on the bestseller list today. Kiyosaki advocates teaching everyone the basics of financial literacy. The money quadrant is one of its concepts, which is designed to regulate income and expenses, as well as help to understand how to get rich.
general information
In mathematics, the quadrant is the fourth part of the whole. Therefore, it is easy to guess how many categories of people Kiyosaki distinguishes. Among them are workers, representatives of big business, specialists and investors. The first quadrant has the most flaws. Representatives of this category do not have a real choice, they are dependent on the employer. It is best for investors. Their money works for them, they don’t have to make an effort every day.
First quadrant
These are employees. However, you need to understand that these are not only janitors and representatives of other low-paying professions, but also top managers, commercial directors. The first quadrant includes people who work for a salary. This is the largest category. Its advantage is a certain stability. However, in many cases, it is only imaginary, because it all depends on the employer. We are not even talking about any kind of financial independence.
Second quadrant
These are specialists and small business representatives. They work for themselves. This category includes private lawyers, financial advisors and other professionals who work outside the schedule and without a fixed salary. They have more freedom than representatives of the first quadrant. However, in order to receive money, they still need to work. They do not have passive income.
Business owners
The money quadrant is good because it shows the limitations of habitual thinking, explaining that hard work and large incomes are not synonymous concepts. Business owners use the time and power of others to make a profit. If they hire a manager, they can receive passive income and free up a significant amount of time in order to do whatever they like. Setting up a successful business is not easy, but it's worth it.
