Everything in life happens: prosperity, poverty, joy, and sorrow. But every person needs to remember that there is always a way out. And if trouble happened, then this is either as a well-deserved punishment, or as a bitter, but experience.
Often even people say: "There would be no happiness, but misfortune helped." But what to do, how to get out of poverty, if she knocked on your door?
Calm, only calm!
Do not despair. Believe me, tears, depression, anger in the whole world will not help. A sound mind, a sober view of life should be present not only in unpleasant circumstances, but also at any time.
Take a notebook or notepad, a regular A4 sheet and a calculator. Calculate to whom and how much money you owe. What is not enough money for? Plan everything in writing. The calculator will help you calculate how much you can save on purchases and what is the likelihood that you will soon pay off a loan or a debt on rent. On how to get out of poverty, we will discuss further.
Constant lack of money or debts
Do you know what Christians usually do when disaster strikes? They pray to God to help in everything. They believe that the Lord so reminds of himself, gives people the opportunity to come to their senses, stop burning life in vain.
A crisis in a country or in the world is not the cause of your poverty. You create this environment yourself. It's time to sit down and think about what you have done in the last period. What could entail debts and lack of money?
Learning to save
Think if you are wasting money? Do you smoke? Do you like a drink? You know that alcohol and tobacco kill the body, give up bad habits in favor of the budget or paying off debts.
How to get out of poverty for a woman? Why are we talking about her? Because she likes to use cosmetics, perfumes, bath accessories, buy new outfits. You can live with a beautiful appearance and without these attributes, simply and with taste.
Do not buy children extra toys, chocolates and chips. Not only are these harmful products that destroy the body, but they are also not cheap.
Buy only the most necessary and at the lowest price, for a stock or at a discount. Or maybe choose an analogue cheaper. Do not chase advertising brands, for example, Blend-a-Med pasta, of course, costs almost 10 times more expensive than New Pearls or Forest Balsam.
Debt on a loan or other payments
Everyone who has experienced late payments knows that it’s almost impossible to hide, and you can’t ignore warnings. Penalty (late fees) is becoming more and more every day. Most banks charge interest as a percentage rather than a fixed value. There may then be legal proceedings, up to confiscation of property.
How to get out of poverty in this case? All funds available to you, send to repay the loan. It is better to walk to work for a month and not smoke, but you will quickly settle your debts.
Should I borrow from relatives and neighbors?
Do not ask for a loan from neighbors, colleagues, relatives, if you are not sure what you will give back soon. But worth a try. Just promise that you will return as soon as possible. Do not name specific dates.
How to get out of poverty, debt thanks to the help of others? Be sure to write down who took the money and in what quantity. Do not spend the amount that appears on things that can be bought later.
Ways to get extra income
There are currently many options for getting out of poverty. The methods are presented below:
- overtime or part-time work;
- turn a hobby into a job;
- freelance
- tutoring;
- care or supervision of a child, an elderly person, pets.
If you sew or knit beautifully, then you can do needlework for sale.
How to get out of debt and poverty with the help of freelance? Think about what you do well when working on a computer? Write texts or edit photos? Currently, you can find many ways to make money on the Web.
If you, for example, are well versed in cars, you can recommend yourself through loved ones, friends, and colleagues as an experienced craftsman.
Even if you know how to do almost nothing, then it's time to learn something. Maybe you will have a talent for a specific activity.
